General Data Protection Regulation (GDPR) Policy

STARTUP SMART DEVELOPMENT LTD, registered in Hamchaku, Mutsamudu, Autonomous Island of Anjouan, Union of Comoros, operating under the international financial license with registration number 15559, trading under the brand name Perfect Money, is committed to complying with the General Data Protection Regulation (GDPR) and other applicable data protection laws. This policy outlines how Perfect Money (hereinafter referred to as the "System") collects, uses, stores, and protects the personal data of clients who are residents of the EU or when using infrastructure located in the EU.

Data Collection and Use

1. Types of Data Collected:
1.1 Personal Data: name, email address, contact information, date of birth, identification documents, if applicable.
1.2 Financial Data: account information, transaction history.
1.3 Technical Data: IP addresses, browser data (User-agent), cookies.

2. Purposes of Data Collection:
2.1 Ensuring the operation and security of the system.
2.2 Verification and identification of clients as part of KYC/AML procedures.
2.3 Compliance with legal requirements.

Legal Grounds and Consent

3 Legal Grounds for Data Processing:
3.1 Data processing is carried out based on the legitimate interests of the company, provision of services to Clients, compliance with legal obligations, or the explicit consent of the client.

4. Client Consent:
4.1 Clients give their explicit consent to the collection and processing of their data during registration in the system.
4.2 Clients have the right to withdraw their consent at any time, which may affect their ability to use the System.

Client Rights

5. Access to Data:
5.1 Clients have the right to request copies of their personal data stored in the system.
5.2 The company undertakes to provide this information within 30 days from the date of the request.

6. Data Correction:
6.1 Clients have the right to request the correction of their data if it is incorrect or outdated.

7. Data Deletion:
7.1 Clients may request the deletion of their data if it is no longer needed for the purposes for which it was collected, or if they have withdrawn their consent to data processing.
7.2 Some records, including transaction details, must be retained for 5 years in accordance with the obligations of the financial license holder and cannot be deleted.

Data Transfer to Third Parties

8. Data Transfer:
8.1 Clients' personal data is not transferred to third parties without their consent, except as required by law.
8.2 Data may be transferred to third parties only by court order or to fulfill the company's legal obligations.

9. Processing of EU Residents' Data Outside the EU:
9.1 When transferring data outside the European Union, the company ensures that the data is protected in accordance with GDPR requirements.
9.2 Data protection agreements and other security measures are used to ensure data confidentiality.

10 Use of Cookies and Tracking Technologies
10.1 Use of Cookies:
10.2 The company uses cookies to enhance the functionality of the website and provide a personalized experience for users.
10.3 Users can manage cookie settings through their browser settings.

11. Tracking Technologies:
11.1 Tracking technologies such as pixel tags and web beacons may be used to analyze user behavior and improve services.
11.2 Collected data is anonymous and used solely for statistical and analytical purposes.

Changes to the Privacy Policy

12 Policy Updates:
12.1 The company reserves the right to make changes to this Privacy Policy at any time.
12.2 Clients will be notified of any changes through publication on the Perfect Money website or via email.
12.3 Continued use of the system after notification of changes indicates the client's acceptance of the updated terms.

13. Contact Information:
13.1 Clients can contact us with any questions regarding their personal data or this Privacy Policy through the Perfect Money ticket system at https://perfectmoney.com/contact.html.